Services & Cost > Our Program

We help people get the credit they deserve. One of the ways we do this is by making sure that all of the information being reported by the credit bureaus on your credit reports is in compliance with the federal laws, rules, and regulations established by congress. Often, the bureaus, and those who supply information to the bureaus, are out of compliance. The bureaus seldom take the time or spend the money to verify individual items on credit reports. As a firm, we represent you against the credit bureaus and creditors. Through our time-tested AUDIT VERIFICATION PROCESS, we are able to challenge inaccurate or otherwise derogatory items on your credit reports and have them removed. Each negative item that is removed enhances your credit status. (Audit verification simply means that we require the credit bureaus to complete an investigation of the derogatory items and provide verification of their accuracy).

Audit Verification Process:

First, we do an in-depth analysis of your credit reports.

Second, we identify which of these listings are the most damaging.

Third, we create a plan of action to improve your credit history and increase your credit scores. We do this as fast as possible, by systematically addressing the most damaging items first.

Given the proper background and experience, you could do most of what our staff does. It is much like your right as a citizen to represent yourself in a court of law. However, most people choose to have an attorney represent them because the attorney understands the legal system better.

Another factor to consider is the amount of time and follow-up required to coordinate communication with all three credit bureaus. Most people don't have the time to tackle, what can be, a very monumental task; especially if they're not sure how to proceed. They might not even know which item(s) to address first.

And, in many cases, it is possible to damage your credit even more. We, at Legacy Legal Services, know the credit scoring system and the rights to which you're entitled. We offer you this service for a fee so you can accomplish the necessary tasks without the headache of doing them yourself, or running the risk of further damaging your credit.

With our process we are able to look at your report and determine immediately what route to take in order to increase your credit score as effectively and efficiently as possible. Our systems have been designed to take a credit report and ensure that every item is legally accounted for.

Our cutting edge technologies and strategies are completely legal, and effective. We not only assist people in raising their credit scores, we also educate and encourage our clients to take control of their lives, and move forward with their dreams.

When you join our team we will discuss any of your questions and concerns and inform you on all progress. We want you to know what's going on with your case and what you can expect from us. Our clients enjoy total open communication as much as necessary with the firm via email and telephone. Our goal is to assist you to gain the credit you deserve as fast as possible, and leave you with all the knowledge you need to avoid finding yourself in the same situation again.