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Improve Your Credit Score



How do you Improve Your Credit Score?

You should always be one step ahead when it comes to your financial and credit issues. One way to stay on top of things is to order a copy of your credit report every 3-4 months. Periodically checking your credit report is just good practice to make sure everything being reported is up to par and that your credit score is in good shape. The bureaus are notorious for making mistakes on credit reports which need to be fixed right away so your score will not be compromised. In addition, the rise of identity theft also calls for more frequent review of your credit report to make sure no one has opened credit accounts in your name.

Regardless of your particular circumstance and history, you may need to improve your credit score. Whether the damage is major or minor, Legacy Legal can assist you in improving your credit report and score. Our goal is to get our clients scores above 700 making them eligible for better lines of credit, mortgages, and interest rates in the future. With the proper coaching, we believe a score of 700 (or above) is attainable within a short amount of time.

There are companies who say they can improve your credit score within a few days. Do not be fooled by these claims. The damage done to your credit report didn't happen overnight and it won't disappear overnight. The average time frame to see actual improvement on your credit report is about 3 months. Any company who guarantees results sooner than 3 months is using illegal methods. Do not get tangled up in their fraudulent schemes.

The service Legacy Legal provides is 100% legal and is outlined in federal legislation such as the FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debt Collection Practices Act). By staying within the parameters of the law, we have had tremendous success in improving our clients' credit reports. With a little time and patience, we can help you improve your credit score as well. Join the hundreds who are reaping the benefits of clean credit. Talk with one of our friendly and knowledgeable representatives today.