Does paying my bills restore my credit?
Paying off debts and establishing good re-payment habits will help improve your credit in the long run; but there is more to credit reporting than payment history and outstanding balances. Even when you pay a delinquent debt, the negative listing doesn't go away. The listing may change in the level of severity but it will still hurt your credit. There are several effective steps you can take to restore your credit; Legacy is here to teach you how.