How It Works
After you sign up as our client, either send us copies of your credit report or authorize us to order them for you. We will also need a few other documents which will be explained during the sign up process. Once we have the required items we can go to work. Here's what we'll do:
- Complete an in depth analysis of your credit report.
- Identify which items on your report could be most damaging.
- Create a plan of action to increase your credit score and improve your credit history as fast as possible, by addressing what we consider to be the most damaging, items first
- Put your credit profile through a systematic audit of the information that you have directed us to challenge.
- Send challenge and verification request letters to the Credit Reporting Agencies.
- Send direct demand letters sent to your creditors.
- Challenge credit inquiries.
You will also receive on-going credit education and unlimited personal consultation with our firm. We are your information resource to assist you in your future credit decisions. You have rights and we are here to help make sure they are upheld.


"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."