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Common Questions

What is a Debt Consolidation Loan?

A debt consolidation loan is where you borrow money to pay off other loans and credit cards. Typically a consolidation loan carries a lower interest rate than your current rates combined, but only if you qualify. Once you are granted the loan, you turn the consolidated debts over to the lender who pays off your balances. Instead of paying on multiple accounts each month, you only make one payment to the lender.

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