Common Questions
My dispute efforts have been unsuccessful, what makes your dispute process different?
According to federal law, the credit bureaus can ignore your dispute under a variety of conditions. In our experience, a large number of dispute letters sent directly from consumers are rejected, based on one pretext or another.
What makes the difference? Through our 33+ years of experience, we know the credit bureaus ignore consumer challenge letters for various reasons. That is why we are careful to write exactly what the bureaus will respond to in a positive way. Our experience gets results.
"We just hit 724 on Experian, FANTASTIC work by all your paralegals working on my account."
"I was trying to get my credit score up to buy a house. You guys did it!! My house funded
today. Thank you all so much for your hard work, I really appreciate it."
"Thanks to you guys I was able to order my new car the same time I gave back the old one.
For which I originally needed a cosigner for because me credit wasn't good enough to get financing."
"There was no way I had the time or knowledge to fix my credit myself. Legacy Legal did exactly what they
said they would do. Thanks for the service and money well spent."
"Absolutely amazing!!! You took my bad credit with bad fico scores of 450 and pushed it to 656!!"
"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
for a mortgage loan the we were not able to before."