Common Questions
Who collects and publishes the information on credit reports?
A Consumer Reporting Agency (CRA) collects data from banks, credit card companies, lenders, and other suppliers of financial information. The CRAs store this information in huge databases from which individual consumer reports are compiled. The CRA then collects a fee for distributing reports to those wishing to view them.


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"In less than 60 days of working with you, our credit score has raised high enough to be able to qualify
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