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Common Questions

Do I need to see my credit reports first?

Most people visit this site because they have experienced the consequences of having bad credit. Most even know what negative listings are likely appearing on their credit reports.

With this in mind, it is not necessary to know exactly what's on your credit report before we begin work. It is only necessary to know that there is a credit problem, which needs to be addressed.

One amazing thing about bad credit is that almost any small amount of bad credit can trigger the rest of your creditor to re-evaluate your accounts. Meaning they can look at your new lower credit score and lower limits, close accounts, etc... A little bad credit isn't much better than a lot. So, if you believe that there might only be a couple of negative listings on your credit report, it still makes sense to get started with us to get those items removed.

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